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Saving Money on Winter Energy Bills “As a budget conscious consumer, you might be wondering how you can save money on your energy bills this winter. There are a variety of methods that you can use to save money on your energy bill and with a little creativity you can do it. What does it take to succeed? Follow some of these tips, and you will see a major difference.” Generation X Finance

The Man Who Was Never Taught How To Spend “I recently had the privilege of meeting a man whom I immediately began to respect and admire. Albert (not his real name) is an 89-year-old widower who lives alone, drives his own car, and possesses a quick smile, a warm handshake, and a love of life. Each visit with Albert always leaves me looking forward to the next one, and I am proud to call him my friend.” Christian PF

8 Crafty Ways to Reduce Your Rent “For a lot of you, a hefty portion of your paycheck goes to rent, according to a SavvySugar survey. In this flagging economy, it’s hard to put forward such a big chunk of cash when you’re struggling to save. If the high rental prices are stressing you out, here are a few options you should consider in order to lower your rent. These suggestions might be common sense for most, but it’s always good to get a savvy refresher!” SavvySugar

Part-Time Jobs for Full-Time Parents “When Johnny and I were first discussing starting a family, the topic of finances was a natural thought-starter. We were both working full time, and we started asking ourselves some questions for if/when we had a baby:” Our Freaking Budget

Turn Off the Television and Get Ready to Save “It seems like with each up and coming generation, Americans have fewer hobbies but more and more favorite television series, shows, and movies. So much of our time, money, and conversation is dedicated to the “lives” of the “people” we watch on television. Here’s a thought – set a goal for yourself and your family to significantly reduce the time spent in front of the TV because remember, time is money and building your wealth takes time. What does turning off the TV have to do with fattening your wallet? I’m going to tell you.” The Millionaire Nurse Blog

A Simple Budget That Works? “We usually brown bag our lunches to save money and force ourselves to stick to a healthy diet. So far it has worked well. Not only that, it has inspired some of our colleagues to do the same. Over time our camaraderie has led to the formation of a small sized group (of us) who meet during lunch hour to discuss various issues of our lives. Of late, the current challenging economic scenario has guided our conversations towards various aspects of personal finance.” Fire Finance

Face up to Debt and Feel Better “Having debts that you try to ignore is not a healthy way to live your life. By ignoring your debts, they’re never going to magically disappear, and the problems that they can cause you will simply become worse.” Spilling Buckets

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