The Ramos Law Firm has consumer credit attorney that represents clients against their creditors and debt collectors in and out of court . FCRA / FDCPA / TCPA / FACTA / RESPA.
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Articles and How-To's on Texas Consumer credit repair issues.

  • FHFA’s Watt Defends Contentious Home Loan Bank Membership Plan

    In an interview, FHFA Director Mel Watt said there needs to be greater clarity to ensure some entities aren’t taking improper advantage of Federal Home Loan Bank membership. News

  • Credit Card Balances at Seven-Year High; Delinquency Rates Hold Steady

    The credit card delinquency rate remained steady in Q4 compared with a year earlier, while total outstanding credit card balance increased 5%. The increase indicates record growth, the highest yearly jump seen since 2008, according to a TransUnion report. Collection & Credit Risk

  • Save the date: Join us for a Credit Union Advisory Council meeting in Washington, DC

    Join us for a Credit Union Advisory Council meeting with Director Cordray on Thursday, March 12 from 3 to 5 p.m. EST. During this meeting we will discuss the role of credit unions in cultivating consumer financial education and financial capability. Consumer Financial Protection Bureau Auditorium 1275 First Street NE Washington, D.C. 2002 Washington, DC […]