The Ramos Law Firm has consumer credit attorney that represents clients against their creditors and debt collectors in and out of court . FCRA / FDCPA / TCPA / FACTA / RESPA.
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Articles and How-To's on Texas Consumer credit repair issues.

  • Mortgage Modification Operation Settles FTC’s Charges

    A Florida-based mortgage modification business and its owner are banned from the industry as part of a settlement resolving Federal Trade Commission charges that he tricked financially strapped consumers into paying for mortgage-relief services that he never provided. Collection & Credit Risk

  • CFPB Takes Aim at Prepaid, Debit Cards on College Campuses

    WASHINGTON — The Consumer Financial Protection Bureau has its sights set on prepaid and debit cards offered to college students as such products are filling the gaps left by credit card issuers which have largely left the space, according to a study released by the agency Monday. Collection & Credit Risk

  • Sunshine for college credit card agreements

    Today, we’re releasing a report that looks at deals between financial institutions and colleges to market credit cards to students. Congress requires credit card companies to provide data on these agreements to the CFPB each year, and further requires the CFPB to look at these arrangements in an annual report. This year we found that […]