The Ramos Law Firm has consumer credit attorney that represents clients against their creditors and debt collectors in and out of court . FCRA / FDCPA / TCPA / FACTA / RESPA.
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Articles and How-To's on Texas Consumer credit repair issues.

  • Which Is the Next Home Loan Bank to Seek a Merger?

    As the Seattle and Des Moines Home Loan banks inch closer to the first successful voluntary merger in the system’s history, observers are beginning to ask which institution will try next. News

  • Struggling private student loan borrowers are still searching for help

    In the years leading up to the financial crisis, many of the same subprime lending practices that led to troubles in the mortgage market also existed in the private student loan market. Like the homeowners who turned to their mortgage servicer to modify their loans but ran into customer service dead ends, lost paperwork and […]

  • CFPB Presses Congress to Change Bankruptcy Code

    The Consumer Financial Protection Bureau is urging policymakers to reconsider how student loan debt is treated under the bankruptcy code. Collection & Credit Risk