The Ramos Law Firm has consumer credit attorney that represents clients against their creditors and debt collectors in and out of court . FCRA / FDCPA / TCPA / FACTA / RESPA.
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Articles and How-To's on Texas Consumer credit issues.

  • Debt-Buying Business Featured in The New York Times Magazine

    The New York Times Magazine is exploring the business of buying and collecting debt in a lengthy feature article looking at two companies and the collection professionals behind them. Collections – Other Consumer

  • News Release: NARCA President Named to CFPB Advisory Board

    National Association of Retail Collection Attorney’s President Joann Needleman has been appointed to serve on the Consumer Financial Protection Bureau’s Consumer Protection Advisory Board. Collections – Other Consumer

  • Bank of America’s Next Big Countrywide Problem

    The Charlotte, N.C., bank has lost more than $ 60 billion on its acquisition of Countrywide, including the cost of last week’s big settlement with the Justice Department. But its issues are hardly over. The pain will continue for years as it has hundreds of thousands of delinquent, unsellable mortgage loans to work through. News