The Ramos Law Firm has consumer credit attorney that represents clients against their creditors and debt collectors in and out of court . FCRA / FDCPA / TCPA / FACTA / RESPA.
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Articles and How-To's on Texas Consumer credit repair issues.

  • Subprime Auto Loan Delinquencies Rise

    Subprime auto loan delinquencies have risen to levels that are higher than before the financial crisis and aren’t rising at the same pace as loans to others, Citigroup analysts wrote in a report, without citing specific issuers. Collection & Credit Risk

  • Court Stops Marketers from Illegally Debiting Consumers’ Accounts

    A U.S. district court has stopped a group of marketers in California and Nevada from conducting business using “free” trial offers and tricking consumers into disclosing their credit and debit card information. Collection & Credit Risk

  • Fed, Other Agencies Finalize Risk Retention Rule

    The Federal Reserve Board and Securities and Exchange Commission on Wednesday both signed off on an interagency rule requiring securitizers to hold 5% of the credit risk on loans sold to investors. News